Earthquake insurance is a type of insurance policy that provides coverage for damages caused by earthquakes. Unlike standard homeowner's insurance policies, earthquake insurance is specifically designed to protect against the unique risks associated with seismic events.
Earthquake insurance is ideal for anyone who lives in an area with a high risk of earthquakes. This includes residents of California, Oregon, Washington, and other regions of the United States that are prone to seismic activity.
Without earthquake insurance, you could be left to cover the cost of repairs and rebuilding on your own in the event of an earthquake. This can be a devastating financial burden, especially if your home and property are severely damaged.
Earthquake insurance typically covers damages to your home and property caused by seismic activity. This includes:Structural damage to your homeDamage to personal property, such as furniture and electronicsDamage to landscaping and other outdoor featuresAdditional living expenses if your home is uninhabitable due to earthquake damage
Coverage can vary depending on the specific policy, but earthquake insurance typically does not cover losses or damages resulting from floods, landslides, or other types of natural disasters.
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Getting a policy that does not properly protect you can cause a significant financial loss, it is our job to make sure we serve you the right product based on your need.
The cost of earthquake insurance can vary widely depending on a range of factors, including the location and age of your home, the value of your personal property, and the specific risks associated with your region.
Dwelling coveragePersonal property coverageAdditional living expenses coverageLoss of use coverage