Earthquake insurance covers the loss or damage caused to the property and its contents caused by the shaking of the earth. If the shaking of the earth results in a fire (caused by a broken gas main), only the resulting loss or damage from the fire would likely be covered under an ordinary home insurance policy.
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What is Earthquake Insurance good for?

Earthquake insurance is a type of insurance policy that provides coverage for damages caused by earthquakes. Unlike standard homeowner's insurance policies, earthquake insurance is specifically designed to protect against the unique risks associated with seismic events.

Who is Earthquake Insurance for?

Earthquake insurance is ideal for anyone who lives in an area with a high risk of earthquakes. This includes residents of California, Oregon, Washington, and other regions of the United States that are prone to seismic activity.

Why would I need Earthquake Insurance?

Without earthquake insurance, you could be left to cover the cost of repairs and rebuilding on your own in the event of an earthquake. This can be a devastating financial burden, especially if your home and property are severely damaged.

What does Earthquake Insurance cover?

Earthquake insurance typically covers damages to your home and property caused by seismic activity. This includes:Structural damage to your homeDamage to personal property, such as furniture and electronicsDamage to landscaping and other outdoor featuresAdditional living expenses if your home is uninhabitable due to earthquake damage

What does Earthquake Insurance not cover?

Coverage can vary depending on the specific policy, but earthquake insurance typically does not cover losses or damages resulting from floods, landslides, or other types of natural disasters.

Why buy your Earthquake insurance from InsureCert?


We’ve made it easier than ever before to complete the purchase and get coverage. How easy? In just simple clicks you can have your policy!


We know the cost of insurance is a big factor for many, and that's why we keep our rates low and affordable for all. We work harder to earn your business.


At Kovr, our specialists are not only committed to give you the best experience digitally, but we are also available 24/7 to help with any concerns!


Getting a policy that does not properly protect you can cause a significant financial loss, it is our job to make sure we serve you the right product based on your need.

What does Earthquake cost?

The cost of earthquake insurance can vary widely depending on a range of factors, including the location and age of your home, the value of your personal property, and the specific risks associated with your region.


Suggested coverages for Earthquake Insurance?

Dwelling coveragePersonal property coverageAdditional living expenses coverageLoss of use coverage

What's next?

The best place to start is speak with a licensed professional broker. InsureCert will connect you with a fully licensed broker that understands your business and will work with you to protect what's yours.

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