Equipment Breakdown

Equipment Breakdown coverage provides funds to repair or replace damaged machinery or equipment that has suffered a mechanical or electrical loss.
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What is Equipment Breakdown Insurance good for?

Equipment breakdown insurance is a type of insurance policy that provides coverage for unexpected breakdowns of machinery and equipment used in your business. It can help cover the costs of repairs or replacement and help mitigate any losses due to business interruption.

Who is Equipment Breakdown Insurance for?

Equipment breakdown insurance is ideal for businesses that rely on machinery and equipment to operate. This includes manufacturing facilities, restaurants, retail stores, and many other types of businesses.

Why would I need Equipment Breakdown Insurance?

Without equipment breakdown insurance, your business could be left to cover the full cost of repairs or replacement of damaged equipment. This can be a significant financial burden, especially for small businesses that may not have the cash reserves to handle unexpected expenses.

What does Equipment Breakdown Insurance cover?

Equipment covered under Equipment Breakdown coverage may include :

  • Pressure objects including boilers, hot water storage tanks ,and air receivers,
  • Mechanical and electrical objects including motors, transformers, and generators
  • Electronic objects including telephone systems, x-ray equipment, computer processing, and fibre optic cables
  • Production machinery and apparatuses that process, form ,cut, shape, grind or convey raw materials, materials in process ,waste materials, or finished goods and any equipment forming part of the driving or controlling mechanism for such production machinery or apparatus

What does Equipment Breakdown Insurance not cover?

Coverage can vary depending on the specific policy, but equipment breakdown insurance typically does not cover normal wear and tear, maintenance costs, or damage caused by employee negligence.

Why buy your Equipment Breakdown insurance from InsureCert?


We’ve made it easier than ever before to complete the purchase and get coverage. How easy? In just simple clicks you can have your policy!


We know the cost of insurance is a big factor for many, and that's why we keep our rates low and affordable for all. We work harder to earn your business.


At Kovr, our specialists are not only committed to give you the best experience digitally, but we are also available 24/7 to help with any concerns!


Getting a policy that does not properly protect you can cause a significant financial loss, it is our job to make sure we serve you the right product based on your need.

What does Equipment Breakdown cost?

The cost of equipment breakdown insurance can vary widely depending on the type and value of equipment covered, as well as the specific risks associated with your business.


Suggested coverages for Equipment Breakdown Insurance?

Boiler and machinery coverageEquipment breakdown coverageBusiness interruption coverage

What's next?

The best place to start is speak with a licensed professional broker. InsureCert will connect you with a fully licensed broker that understands your business and will work with you to protect what's yours.

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