Flood insurance in refers to protection for overland flood damage, which occurs when a large quantity of water overflows on to dry land and enters a residence. Common causes of overland flood include rainfall from storms, dam failure, tidal flooding, and the runoff from melting snow in the spring.
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What is Flood Insurance good for?

Flood insurance is a type of insurance that protects your home and belongings from damage caused by floods. Floods can occur due to heavy rainfall, rising rivers or streams, or storm surges, and can cause significant damage to your property and possessions.

Who is Flood Insurance for?

Flood insurance is essential for anyone who lives in a flood-prone area or near a body of water. This includes homeowners, renters, and business owners.

Why would I need Flood Insurance?

Floods can happen anywhere, even in areas that aren't typically prone to flooding. Without flood insurance, you could be left with costly repairs and losses that could be difficult to recover from.

What does Flood Insurance cover?

Flood insurance typically covers damage to the structure of your home, as well as your personal belongings. It can also provide coverage for expenses related to temporary housing and living expenses while your home is being repaired.

What does Flood Insurance not cover?

Flood insurance typically does not cover damage caused by sewer backups, mold or mildew resulting from delayed repairs, or damage to landscaping or swimming pools.

Why buy your Flood insurance from InsureCert?


We’ve made it easier than ever before to complete the purchase and get coverage. How easy? In just simple clicks you can have your policy!


We know the cost of insurance is a big factor for many, and that's why we keep our rates low and affordable for all. We work harder to earn your business.


At Kovr, our specialists are not only committed to give you the best experience digitally, but we are also available 24/7 to help with any concerns!


Getting a policy that does not properly protect you can cause a significant financial loss, it is our job to make sure we serve you the right product based on your need.

What does Flood cost?

The cost of flood insurance varies depending on factors such as the location of your property, the age and condition of your home, and the level of coverage you choose. However, the average cost of flood insurance in the United States is around $700 per year.


Suggested coverages for Flood Insurance?

We recommend getting coverage that is sufficient to repair or replace your home and belongings in the event of a flood. It's also important to consider additional coverage options, such as coverage for valuables and jewelry, and increased living expenses coverage. Be sure to speak with an insurance agent to determine the best coverage options for your specific needs.

What's next?

The best place to start is speak with a licensed professional broker. InsureCert will connect you with a fully licensed broker that understands your business and will work with you to protect what's yours.

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